SAVE Plan Alternatives
With SAVE plan blocked by courts, compare your income-driven repayment options.
SAVE Plan Status
Court Order Block (2024)
The SAVE plan is currently blocked by court orders. The Department of Education has placed borrowers in SAVE on a forbearance with $0 payments until legal challenges are resolved.
IDR Plan Quick Comparison
| Plan | Payment % | Forgiveness | Best For |
|---|---|---|---|
| SAVE | 5% (undergrad) | 10-20 years | Undergrad borrowers (when available) |
| PAYE | 10% | 20 years | Newer borrowers with high debt |
| IBR | 10-15% | 20-25 years | Borrowers with older loans |
| ICR | 20% | 25 years | Parent PLUS borrowers |